Whether you need ACA Marketplace, private PPO alternatives, short-term medical, dental/vision, or supplemental health plans — we’ve got you covered. No jargon, no pressure — just health coverage that fits your needs and budget.


At Fortune Shield, Birk Wolfgramm helps individuals and families find smart, affordable health coverage. From ACA Marketplace plans to private PPO alternatives and supplemental benefits, we make health insurance simple, personal, and cost-effective.
ACA Marketplace Guidance
Private PPO Alternatives
Dental, Vision & Supplemental Options
Get the right health plan — with less stress and more support.
Compare top carriers and find the health plan that fits your needs and budget.
Private PPO Alternatives: Nationwide networks and flexible coverage without the exchange.
Short-Term Medical: Temporary coverage for gaps, new jobs, or transitions.
Dental & Vision Plans: Affordable stand-alone options for routine care.
Supplemental Health: Accident, critical illness, and hospital indemnity to reduce out-of-pocket costs.
HSAs & Bundles: Pair plans with HSAs and add-ons to maximize savings.
ACA Marketplace plans, private PPO alternatives, short-term medical, dental/vision, and supplemental benefits.
Yes. We’ll review your household details to estimate tax credits and cost-sharing reductions, then compare plans.
Most health quotes are ready the same day, often within 24 hours.
No exam is required for ACA Marketplace plans. Underwriting varies for private and short-term options.
We’ll compare Marketplace, private PPO, and short-term solutions to bridge gaps and control costs.
Birk Wolfgramm